Web3小律
探索Web3边界。
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Stablecoins in 2025: You're in the Dream of the Red Chamber, I'm in Journey to the West
What has changed fundamentally about stablecoins that have garnered global attention in 2025, and what hasn't actually changed at all?
Web3小律
From Blockchain to Everyday Life: An Overview of Global Stablecoin Consumption Patterns
Stablecoins have shifted from financial instruments to everyday consumer payments. Although they only account for 5% of global transactions, they are growing rapidly in industries such as B2B, e-commerce, travel, and gaming, with emerging markets being particularly active. Infrastructure and regulation are accelerating their adoption.
Web3小律
Beyond stablecoin payments, Visa quietly opens the gate to on-chain lending
On-chain lending is an important application scenario in the crypto ecosystem. Whether on-chain or off-chain, it has successfully found a strong product-market fit.
Web3小律
McKinsey 2025 Global Payments Report: Development Considerations under Multiple Payment Tracks
McKinsey 2025 Global Payments Report: Development Considerations under Multiple Payment Tracks
Web3小律
FXC Intelligence：2025年稳定币跨境支付现状
该行业起始的根基在于加密货币交易领域：它就是从那里起步的。不久之后，我们就开始探索稳定币的新用例。
Web3小律
Deconstructing the Stablecoin Sandwich: How to Reshape Global Capital Flows?
Payment is far more than just "point-to-point transfer". The real enterprise-level scenario is far more complicated than "sending money from A to B".
Web3小律
A duck knows when the river water warms in spring. Visa’s understanding of the next stage of stablecoins
We will excerpt Visa’s views and combine them with some of my own thoughts to jointly explore the next stage of stablecoins.
Web3小律
Exclusive interview with Tether CEO: Genius Act, Circle IPO, Bitcoin and Tether’s trillion-dollar market value
At this historic moment in the development of stablecoins, Tether CEO Paolo Ardoino gave his own understanding.
Web3小律
After Singapore’s Web3 Clearance, Invisible Players Surface
This article refers to the front-line observations of a number of local licensed institutions in Singapore (including MetaComp, etc.) during the policy implementation process, and combines the original regulatory text with market feedback to attempt to rationally restore the policy logic, industry reaction and future direction behind this major cleanup.
Web3小律
Will the SEC restart DeFi Summer? The prototype of US crypto regulation emerges
For these old, relatively decentralized DeFi protocols, on the one hand, there is a return of value, and on the other hand, the most important thing is that they can go ashore.
Web3小律
The "false prosperity" behind the $240 billion stablecoin: 31% of transactions come from robots, and 99% of wallets have less than $10,000
While people are still arguing about the market share of USDC and USDT, the real change is actually happening quietly at the distribution level.
Web3小律
Citigroup’s 20,000-word research report: Stablecoin’s “GPT moment”
Driven by regulatory changes, 2025 has the potential to be the “ChatGPT” moment for blockchain applications in finance and the public sector.
Web3小律
10,000 words exploring Web3 payments: Web3 transformation for consumer cross-border payments
This article uses the consumer cross-border payment survey report recently released by VISA and uses cases in the market to propose solutions for Web3 payments for the main scenarios of current consumer cross-border payments. Finally, we will look at the future of Web3 payments.
Web3小律
Taking Roam as an example, we explain how blockchain can reshape the traditional telecommunications industry
Based on the current status of the traditional telecommunications industry, this article will look at the solutions provided by blockchain technology and the Web3 operating model to the current situation, and further explore the reconstruction of the telecommunications industry by blockchain and Web3 through the case of Web3 decentralized telecommunications operator Roam.
Web3小律
XRP's potential, Ripple's power: a breakthrough for large-scale crypto applications
This article will provide a preliminary explanation of what Ripple and XRP are, the relationship between them, and how they work in Web2 and Web3.
Web3小律
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